About Us

Our Mission

The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.

Rural Cooperatives Credit Union has been serving members as a not-for-profit, member-owned-and-operated financial cooperative since 1964. Earnings from loans and investments are returned to members in the form of dividends. It is this common bond, teamwork concept that makes credit unions unique in the world of finance. Credit unions are the only financial institutions operating for just one purpose - to serve the needs of their member/owners.

Annually, the credit union's membership elects individuals from its own members who have agreed to serve designated terms on the Board of Directors. The Board represents the membership and governs the credit union by establishing policies and procedures that reflect the best interest of the members. Board members volunteer their time and talents. Without this dedicated group, the credit union could not offer the full-range of services and programs members enjoy.

Rural Cooperatives Credit Union is a full-service financial institution. We offer a variety of products and services such as low-rate loans and convenient Checking Accounts.

Who Can Join?

Employees, members, patrons, contractors, and family members of Electric Cooperatives in Kentucky, Ohio, and Tennessee. Also, the statewide electric cooperative associations of Kentucky, Ohio, and Tennessee, employees of National Information Solutions Cooperative, Western Kentucky Energy, Paradise TVA Steam Plant, Warren County Water District, and other employer-based groups. Please contact us for additional details.